Lab 5 Assignment Example | Topics and Well Written Essays - 250 words

Lab 5 - Assignment Example For the debt collectors, it is revealed that they earn commissions based on the amounts they collect. Consequently, the debt collectors has been employing underhand tactics, harassment and even breaking the law, to accomplish desired targets. Some of the debt collectors have even resulted to using coercion and force in the pursuit of collecting amounts due. Some agencies have even resulted to breaking and entering personal property to recover debts due. The subsequent episodes show how a portion of the population is taking advantage of people in credit card debt through fraudulent means. Additionally, it is later revealed that credit companies, may actually be lying regarding credit card debt, repayment plans and interest rates. The credit card firms have also began selling accounts of customers in debt to collection agencies, which is illegal. That last two episodes are more advisory and reflective. They place emphasis on the fact that, in yester years, American citizens did not accrue so much date. In the last episode, viewers are advised against falling into the trap of credit card debt and for those already in debt, they should be vigilant. Indeed, credit card debt is termed as the next big crisis in America. 2) Caveat emptor is a legal principle that confers to the buyer, the responsibility of ensuring that the good/service bought, is operational and in good condition. In the legal and business sense, the credit card companies were not liable since, the parties were competent. Moreover, the credit card companies acted in good faith, since the economy was booming and they could not foretell the financial crisis (Andrews 2011). 6) As a judge, I would rule against the 30 year old because his history suggest he is mentally competent. Furthermore, the primary reason for his inability to repay the debt is financial irresponsibility and the credit crunch. 8) (A) I think

Faith as a Comprehension of Nature and Reality Essay

Faith as a Comprehension of Nature and Reality - Essay Example   Angel Gabriel approached him and proclaimed him as Allah’s messenger to spread the faith among the Arabian people. Consequently, he openly announced to the people that he was Allah’s prophet commissioned divinely to guide the Arabians to a monotheistic faith. Muhammad condemned idol worshipping that was prevalent among the people but contrary to expectation, his own people turned against him and abused him. Some Arabs planned to kill him, prompting him to seek refuge in Medina. Surprisingly, he gathered more followers in Medina while he preached his religion. Apparently, Muslims believe in five pillars of Islam. The first statement is Allah is the only God and his messenger is Muhammad. Secondly, every person must pray five times each day while facing Mecca. The third is offering of alms and the fourth pillar is fasting during the holy month of Ramadan, which happens to be the ninth month in the Muslim year. The fifth pillar is making of the pilgrimage once in an individual’s lifetime (Lewis & Buntzie, 43). Muslims worship in a mosque and in every mosque, there is a place where individuals leave their shoes. However, the mosque has no furniture or statues because we believe that they are blasphemous. Women also go to worship in the mosque but sit separately from men as a sign of modesty and avoiding distraction, but mostly women pray at home. Moreover, Islam religion values and respects women highly. The Holy Quran depicts equality of both women and men before God.